Need an Appraisal?
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Low, low interest rates in St. Louis

Your St. Louis Real Estate Appraisal Source

Interest rates are at an all time low this year.  Try 4.5% at most local institutions!!  New conventional programs are starting for 1st time buyers.  Only 3% down.  That is a small investment for a new house!!

Thinking about some changes with your real estate holdings this New Year?  Give us a call.

24 hour turn times available.

SPECIALIZING in complex assignments.   Tax/Estate/Divorce/Investment/Expert Witness.

We have over 25 years combined real estate experience. Use our skills to help buyers and sellers find the best possible prices. Whether you are looking for homes, need local real estate info or expert advice, we can help.  Buying and selling a home is a huge event in your life-don't leave it to luck.  


Our appraisal business is a separate entity from our brokerage side, but the knowledge we have from being educated in two important facets of the real estate market is invaluable. Our perspective on actual selling prices and purchase offers are based on day to day transactions seen through our area wide appraisal assignments.  This information is great ammunition to educate you as hopeful buyers and sellers in the St. Louis Metropolitan Market.    


 Incredible deals for buyers headed into 2015!!  Why not make a change? Refinance & get organized OR sell/buy a new house RIGHT NOW.  Call or email if you need a referral for a great lender.

This is a GREAT time for buyers to find a deal.  Interest rates are  historically low.  Beyond Housing, seller assistance and special financing options are available to make your purchase more affordable. 

If you or someone you know needs help with a short sale/negotiated mortgage loss/foreclosure- Call for more info- 314-578-5022-Karen Josef


Don't leave your investment to luck- let us help you find your dream house. 
  =  our "Real Estate Only" webpage-We are proudly affiliated with Keller Williams Southwest for all brokerage business.

Josef Realty Services offers appraisal services for nationwide lenders and individuals who are looking to have real estate holdings valued.  Our appraisal services include residential, condominiums, commercial properties & investment/multi family properties. We are a leading provider of real estate valuations for the mortgage lending marketplace. With over 15 years of experience in the St. Louis Real Estate market, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

We service the following communities for both Appraisals and Real Estate:

  • St. Louis City & County
  • St. Charles City & County
  • Jefferson County
  • Lincoln & Warren Counties
  • Franklin County

    Josef Realty has a full staff of appraisers to meet your schedule for appointments at your convenience. We do offering online appraisal ordering and fill in the blank forms are at base of this page which allow us to answer any questions or receive info to start your home search for you.  Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about our real estate or appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.

    Our team of licensed agents posess vast experience in home sales and property acquisition that you will not find anywhere else. When selling or buying your home, you can benefit from the expert valuation services that JRS can offer. To sell your home quickly at the highest current market values, we can use our appraiser knowledge to price your home just right for that fast sale.  We do business a little different than most agents - check us out.      



    As Realtors also, we have resources available for your ESTATE SALE needs.   At this time, I have one great provider I will recommed for your clearinghouse needs.

     Panache Estate Sales-

  • Timm Podhorin - 314-600-0118


  • The estate sale servicer will typically come in organize, price out & broom clean your property for the 2 day sale.  25-35% commission is common depending on condition of sale items along with extent of organization/cleaning that needs to be accomplished. In the end, left over items are hauled off and empty house is left and ready for you to sell.  Beware of any agency who is hesitant to reduce prices at the end of day one or on day 2 of sale.  They will 'hold' items and re-sell them after your employment agreement ends for their own personal profit.  They should be working to sell as many items as possible while under your hire.


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    Mtg Loan Rate APR
    30-yr Fixed 3.45% 3.56%
    15-yr Fixed 2.75% 2.89%
    1-yr Adj 2.74% 3.4%
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